Privacy Policy - Bill Nest AI

Our Privacy Commitment

At Bill Nest AI, we believe your financial data should remain under your control. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application and services. We never link to your bank accounts, ensuring you maintain complete control over your financial data.

1. Information We Collect

Information You Provide Directly

Account Information: Name, email address, and family member details
Financial Data: Manually entered transactions, bill information, and mock account balances
Receipt Images: Photos of receipts you choose to scan using our AI feature
Family Settings: Allowance amounts, family member roles, and permission settings
Communications: Messages you send to our support team

Information We Collect Automatically

Device Information: Device type, operating system, and app version
Usage Data: App features used, session duration, and interaction patterns (collected through in-house and third-party tools like Firebase).

Important: We never access your bank accounts, credit cards, or any external financial institutions. All financial data is manually entered by you.

2. How We Use Your Information

Service Provision

Process receipt scanning with AI
Generate financial insights and reports
Create automated family challenges
Send bill and payment reminders

App Improvement and Analytics

Analyze app usage patterns to improve user experience
Improve AI accuracy and features
Fix bugs and technical issues
Develop new features

3. Information Sharing and Disclosure

We Do Not Sell Your Data

We never sell, rent, or trade your personal information to third parties for marketing purposes. Your financial data is yours alone.

Limited Sharing

We may share your information only in these specific circumstances:

Service Providers: Third-party services that help us operate the app (cloud hosting, analytics, support). These providers are contractually bound to protect your data.
Legal Requirements: When required by law, court order, or government request
Safety and Security: To protect against fraud, security threats, or illegal activities
Business Transfer: In the event of a merger, acquisition, or sale of assets

4. Data Security

Enterprise-Grade Protection

We implement industry-standard security measures to protect your information:

End-to-end encryption for all data transmission
Encrypted storage of all sensitive information
Regular security audits and updates

Secure cloud infrastructure
Regular data backups and recovery procedures

5. Your Privacy Rights

You have the following rights regarding your personal information:

Access View all data we have about you

Correction Update or correct your information

Deletion (Account) To delete your account and all associated data, navigate to your profile, and select Abandon Family.

Portability Export your data in a usable format

To exercise your rights to Access, Correction, Portability, or to request account deletion by email, please contact us at [email protected].

For instant Account Deletion, please use the Abandon Family option in your in-app profile settings.

6. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this policy. When you delete your account, we will delete your personal information within 30 days, except where we are required to retain it for legal or regulatory purposes.

7. Children's Privacy

Family-Safe Design

While Bill Nest AI supports family financial education, children under 13 should only use the app under parental supervision. Parents maintain full control over all family member accounts and data. We do not knowingly collect personal information directly from children under 13 without verifiable parental consent.

8. International Users

Bill Nest AI is operated from the United States. If you are using our services from outside the US, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. By using the app, you consent to this transfer.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. For material changes, we will provide additional notice through the app or email.

10. Contact Information

For questions about this Privacy Policy, please contact us:

Email [email protected]

Website billnestai.com